Buy Now Pay Later
We offer two different financing options. See the information below for more details about each.
Pay at your own pace
With Affirm, Split PURCHASES INTO 4 INTEREST-FREE PAYMENTS EVERY TWO WEEKS OR Longer-term monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Rates as low as 0% APR!
Buying with Affirm is Simple
1. Fill Your Cart Select Affirm at checkout, then enter a few pieces of info for a real-time decision. |
2. Choose How to Pay Pick the payment plan you like best. You'll never pay more than you agree to up front. |
3. Pay Over Time |
Just choose at checkout.
Buy with Confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm won't charge you late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQ
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus. You can find more information in Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
If you are declined by Affirm and would like to take advantage of our Layaway option (up to four months) or lease to own options like Acima or Snap, call us today for more information 877-247-2230.