Buy Now Pay Later
We offer two different financing options. See the information below for more details about each.
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control.
Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Rates as low as 0% APR!
Buying with Affirm is Simple
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1. Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision. |
2. Choose How to Pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front. |
3. Pay Over Time
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Just choose 
at checkout.
Buy with Confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Simple
It only takes a moment, and checking your eligibility won't affect your credit score.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check.
Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
FAQ
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Acima Leasing makes it possible.*
- Instant Shopping Power - Acima will purchase products up to your lease line amount for lease to you.
- The No Credit Option* - Get the things you want without using credit you may have or increasing your debt.
- Easy Payment Options - Make flexible payments that are conveniently scheduled with your payday.
Get approved for up to $4,000. - The application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $1,000 of income per month
- 3 months of income history with your current source of income
- Government-issued photo ID and an SSN or Taxpayer Identification Number
Check out online:
- Start Checkout - Choose "Acima Checkout" online.
- Complete Your Agreement - We’ll provide a lease agreement of 12 months or longer for you to review and sign.
- Set Up Payments - Make an initial lease payment and choose a flexible schedule based on how often you get paid.
Get your stuff and enjoy!
Lease it until you own it or purchase early at a discount. Either way, it's yours to keep. The sooner you do so, the more you'll save.
If you get approved for Acima, give us a call at 877-247-2230 to complete your transaction.
*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details. "The No Credit Option" or “All Without Credit” means this is not a credit, loan, or financing transaction. It does not mean or imply no inquiry will be made of credit history or creditworthiness. We consider multiple data points in reviewing your application and regularly approve customers with less than perfect credit history.
If you are declined by Affirm or Acima and would like to take advantage of our Layaway option with no credit check (up to four months), call us today for more information 877-247-2230.